“Long After the War is Over”: Mutual Housing in the United States
Since their inception, the mutual programs of the 1940s were created as secondary to individual private homeownership, which has persisted as the dominant model in the decades since. While mutual or cooperative housing has taken various forms, the term typically denotes a buyer purchasing a share in a not-for-profit mutual association where the association (made up of the residents) owns and controls the houses and land.